This is what is included

Our service includes:

Bankruptcy, tax lien updates, collections errors, change offs errors, student loans, repossessions, credit inquiries, late payments, child support, judgments, foreclosure, derogatory items, false items and more. We also Re-review your credit report once they send it back and keep battling until they get it right. We even make them verify how they got the information if they claim it is accurate.

FACT:
Accurate negative credit information can NOT be erased unless the creditor fails to validate or proves it.

Accurate credit information cannot be erased from a credit report within seven years of the reporting period. The only information that can be changed are items which are actually wrong, or are beyond the seven year reporting date. If you have a poor credit history, time is the only thing that will heal your past credit report.


Things we can do

Improve your credit rating by;

Demand Proof of the Debt (Validate debt)

Remove Account if not Validated

Dispute of Inaccurate Information

Remove or Correct Inaccurate Negative Information

Remove Expired or Debts that are past the Statute of Limitations

Remove Debt that is not yours

Correct Bankruptcy Information

File Motion to Remove Judgment of Public Record (if your state law allows). 

Remove Judgment from Record (if motion is granted by the court).

Remove Unauthorized Credit Inquiries

Things we can not do

Remove Accurate Information (positive or negative) But the creditor must prove it!

Remove Judgments without Court Order

Remove Verified Accurate Inquiries

Make your debts go away

Things we will not do

Provide false information to you or anyone

Make a new Credit file

Make False Promises 
 

Call Now for Credit Repair Help  (800) 839-4109 Ext 375


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Credit Repair Credit Score Letters Dispute Credit Report in Alaska Alaska AK Juneau Arizona Ariz. AZ Phoenix Arkansas Ark. AR Little Rock California Calif. CA Sacramento Colorado Colo. CO Denver Connecticut Conn. CT Hartford Delaware Del. DE Dover Florida Fla. FL Tallahassee Georgia Ga. GA Atlanta Hawaii Hawaii HI Honolulu Idaho Idaho ID Boise Illinois Ill. IL Springfield Indiana Ind. IN Indianapolis Iowa Iowa IA Des Moines Kansas Kans. KS Topeka Kentucky Ky. KY Frankfort Louisiana La. LA Baton Rouge Maine Maine ME Augusta Maryland Md. MD Annapolis Massachusetts Mass. MA Boston Michigan Mich. MI Lansing Minnesota Minn. MN St. Paul Mississippi Miss. MS Jackson Missouri Mo. MO Jefferson City Montana Mont. MT Helena Nebraska Nebr. NE Lincoln Nevada Nev. NV Carson City New Hampshire N.H. NH Concord New Jersey N.J. NJ Trenton New Mexico N.M. NM Santa Fe New York N.Y. NY Albany North Carolina N.C. NC Raleigh North Dakota N.D. ND Bismarck Ohio Ohio OH Columbus Oklahoma Okla. OK Oklahoma City Oregon Ore. OR Salem Pennsylvania Pa. PA Harrisburg Rhode Island R.I. RI Providence South Carolina S.C. SC Columbia South Dakota S.D. SD Pierre Tennessee Tenn. TN Nashville Texas Tex. TX Austin Utah Utah UT Salt Lake City Vermont Vt. VT Montpelier Virginia Va. VA Richmond Washington Wash. WA Olympia West Virginia W.Va. WV Charleston Wisconsin Wis. WI Madison Wyoming Wyo. WY Cheyenne

(800) 839-4109 Ext 375

What do we do?

We will at no cost to you review your credit report. We will then give you an agreement in writing informing you of the items we can address.

• Delete

• Correct

• Dispute and possibly remove / change

• Dispute but most likely will remain.

HONESTY -We will put in writing the results to expect. If your results are not what we promise, you will be refunded or not charged for our service.

When you use another Credit Repair Company you have no idea if they actually filed the disputes.

We prepare your entire Credit Dispute file; send it to you so you can review it, you double check our work then you personally mail it in Pre-Paid Postage Priority Envelopes with Receipt of Delivery ready to go upon your approval to the credit report bureaus!

That's right! We are so sure of our credit repair work we include the entire packet together with a list of items we guarantee will be removed or updated and what to expect. Not to mention we also give you the entire file on a CD-Rom for your records.

Credit Repair can make things a lot easier on you. Repairing bad credit is not easy, but you should repair your credit if you want to get back on your feet again. Our experience comes from dealing with the Courts and Credit Reporting Agencies on a daily basis as we search accuracy for judgments, liens, charge-offs, creditors etc. In the same way we use this information to collect money we use this experience to correct and improve your credit report.

Do not accept False Promises - If you decide to use a credit repair company ask what results they expect for you and get it in writing!



File Segregation:
New ID Is a Bad Idea


If you have filed for bankruptcy, you may be the target of a credit repair scheme called “file segregation.” In this scheme, you are promised a chance to hide unfavorable credit information by establishing a new credit identity. That may sound perfect, especially if you’re afraid that you won’t get any credit as long as bankruptcy appears on your credit record.

The problem: “File segregation” is illegal. If you use it, you could face fines or even a prison sentence.

The Truth

No one can legally remove accurate and timely negative information from a credit report. The law, does however allow consumers to request an investigation or reinvestigation of the facts and information in your credit file that you dispute as inaccurate or incomplete. There is no charge for this investigation.

Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost.

Reporting Negative Information

  • Bankruptcy information can be reported for up to ten years.
  • Information reported because of an application for a job with a salary of more than $20,000 has no time limit.
  • Information reported because of an application for more than $50,000 worth of credit line or life insurance has no time limitation
  • Default information concerning a US Government insured or guaranteed loan can be reported for seven years after certain guarantor actions
  • Information concerning a lawsuit or a judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer